<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="/Styles/RSS/RSS.xsl" media="screen" ?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>32404 Real Estate for Sale</title><description>Real Estate for Sale in 32404 Zip Code</description><link>http://www.homesandland.com/Real_Estate/FL/ZIP/32404/Page.html</link><copyright>Copyright 2008, Homes &amp; Land Affiliates, LLC. All Rights Reserved.</copyright><language>en-us</language><lastBuildDate>Mon, 08 Sep 2008 04:32:40 -0500</lastBuildDate><pubDate>Mon, 08 Sep 2008 04:32:40 -0500</pubDate><ttl>40</ttl><webMaster>rssfeed@homesandland.com (HomesAndLand.com)</webMaster><docs>http://blogs.law.harvard.edu/tech/rss</docs><atom:link href="http://www.homesandland.com/Real_Estate/FL/ZIP/32404.xml" rel="self" type="application/rss+xml" /><image><url>http://www.homesandland.com/Images/Logos/HAL_Logo_MediumGreen.gif</url><title>32404 Real Estate for Sale</title><link>http://www.homesandland.com/Real_Estate/FL/ZIP/32404/Page.html</link><description>HomesAndLand.com</description><width>125</width><height>27</height></image><item><title>MOBILE HOME ON QUIET STREET CLOSE TO...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11773507"><img src="http://pimage9.homesandland.com/thumb/A00H/9/16/A00H920169.jpg" alt="Real Estate for Sale, ListingId:11773507, location: 7414 Pittsburgh St Panama City" title="Real Estate for Sale, ListingId:11773507, location: 7414 Pittsburgh St Panama City" border="0" /></a></td><td valign="top">Mobile home on quiet street close to everything.  Open floor plan, good sized master bedroom. Master bath with twin sinks, whirlpool tub, and separate shower.  Nicely built covered front porch and large storage building on property.  Mobile home is in good condition and needs just a little TLC to make it home.  To be sold as-is.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11773507</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11773507</guid><pubDate>Mon, 8 Sep 2008 03:51:52 -0500</pubDate><dc:creator><![CDATA[Agent: Evelyn  Fore, Office: ERA Neubauer Real Estate Inc.]]></dc:creator></item><item><title>SHORT SALE! SHORT SALE! MORTGAGE LENDER HAS...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11939628"><img src="http://pimage5.homesandland.com/thumb/A00M/5/77/A00M897775.jpg" alt="Real Estate for Sale, ListingId:11939628, location: 7539 Whisper Wood Dr Callaway" title="Real Estate for Sale, ListingId:11939628, location: 7539 Whisper Wood Dr Callaway" border="0" /></a></td><td valign="top">Short Sale! Short Sale! Mortgage Lender has approved the Short Sale and ready to close in 30 to 45 days. A perfect starter home or investment property.  This is one of the lowest priced home in the Shadow Bay Subdivision.  Property was completely renovated in December of 2005.  It includes a new roof, ceramic tiles, new stove, new garage door, new carpet. Nice open family room with fireplace and large kitchen with plenty of cabinet space. A fenced-in yard for the pet dog to roam around. Seller will help with Buyers closing cost. Make offer.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939628</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939628</guid><pubDate>Mon, 8 Sep 2008 03:52:57 -0500</pubDate><dc:creator><![CDATA[Agent: Marco  Cooper, Office: Keller Williams Success Realty]]></dc:creator></item><item><title>COUNTRY LIVING AT IT&apos;S FINEST.  AS YOU FIRST...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11939632"><img src="http://pimage8.homesandland.com/thumb/A00P/8/18/A00P636188.jpg" alt="Real Estate for Sale, ListingId:11939632, location: 9218 Tracy Way Panama City" title="Real Estate for Sale, ListingId:11939632, location: 9218 Tracy Way Panama City" border="0" /></a></td><td valign="top">Country living at it's finest.  As you first enter into the home, you will fall in love with it.  The large inviting living room has real hardwood floors with 9' ceilings.  The kitchen has all upgraded stainless steel appliances with an island bar, Frantic tops and the breakfast bar makes this a super nice kitchen.  The pantry has roll out drawers for your convenience.  There are also drawers for your pots and pans. In the master bedroom you have crown molding that is made with real poplar wood with a large master closet.  The Master bath has a jacuzzi tub, separate shower, double marble sinks.  All tastefully done.  Ceiling fans are throughout the home. There is a security system in the home. The back yard has a privacy fence and  a nice storage shed 16 x 24.  There is still additional land on the side of the home that is not fenced so you will have plenty of room for a boat, motor home etc. Full sprinkler system.   1/2 acre lot. Covered porch in the front as well as in the back of the home. This home is located approx. 20 minutes for TAFB and the new Airport on Hwy 388.  You are within 10 minutes from the Bay Dunes Golf Club and from Panama City Mall.   Don't miss out on this home.  It is so beautiful and it shows the owners pride.  All measurements are approx. for accuracy please re measure.  Also the school zoning may need to be double checked.  For your information the present taxes and insurance are $1,200 each per year.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939632</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939632</guid><pubDate>Mon, 8 Sep 2008 03:53:39 -0500</pubDate><dc:creator><![CDATA[Office: ERA Neubauer Real Estate, Inc.]]></dc:creator></item><item><title>ACRE WATERFRONT LOT AT BEAUTIFUL LAIRD POINT...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11939634"><img src="http://pimage6.homesandland.com/thumb/A00M/6/66/A00M898666.jpg" alt="Real Estate for Sale, ListingId:11939634, location: 1000 Skysail Ct Callaway" title="Real Estate for Sale, ListingId:11939634, location: 1000 Skysail Ct Callaway" border="0" /></a></td><td valign="top">Acre Waterfront lot at beautiful Laird Point, home site with access to the Gulf. Amenities include: indoor/outdoor pool, clubhouse,tennis courts,boat &RV storage and walking trails. Drive by and view this lot today. All info taken from the appraisers website, please verify all info.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939634</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939634</guid><pubDate>Mon, 8 Sep 2008 03:53:35 -0500</pubDate><dc:creator><![CDATA[Office: Keller Williams Success Realty]]></dc:creator></item><item><title>ACRE WATERFRONT LOT AT BEAUTIFUL LAIRD POINT...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11939635"><img src="http://pimage1.homesandland.com/thumb/A00M/1/18/A00M898181.jpg" alt="Real Estate for Sale, ListingId:11939635, location: 921 Tidewater Ln Callaway" title="Real Estate for Sale, ListingId:11939635, location: 921 Tidewater Ln Callaway" border="0" /></a></td><td valign="top">Acre Waterfront lot at beautiful Laird Point, home site with access to the Gulf. Amenities include: indoor/outdoor pool, clubhouse,tennis courts,boat &RV storage and walking trails. Drive by and view this lot today. All info taken from the appraisers website, please verify all info.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939635</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939635</guid><pubDate>Mon, 8 Sep 2008 03:53:35 -0500</pubDate><dc:creator><![CDATA[Office: Keller Williams Success Realty]]></dc:creator></item><item><title>CLICK ON THE ABOVE PHOTO FOR MORE PICTURES...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11939645"><img src="http://pimage4.homesandland.com/thumb/A00N/4/97/A00N465974.jpg" alt="Real Estate for Sale, ListingId:11939645, location: 108 Kacy Ln Callaway" title="Real Estate for Sale, ListingId:11939645, location: 108 Kacy Ln Callaway" border="0" /></a></td><td valign="top">CLICK ON THE ABOVE PHOTO FOR MORE PICTURES.  CONGRATULATIONS! By reading this you now have the opportunity to purchase an affordable 3 bedroom 2 bath home in the heart of Callawy. Bring some paint and carpet and fix this home up just right for you. OR if you're an investor, here is a great rental. Paved 2 car parking, a privacy fenced back yard. Close to Tyndall for the convenience of our Great Military People! And the best part is it HAS JUST BEEN REDUCED !!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939645</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939645</guid><pubDate>Mon, 8 Sep 2008 03:53:35 -0500</pubDate><dc:creator><![CDATA[Office: Gulf Coast Realty]]></dc:creator></item><item><title>NEW 3BR/2BA &quot;RHONDA&quot; FLOOR PLAN IN THE...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11939648"><img src="http://pimage7.homesandland.com/thumb/A00M/7/52/A00M897527.jpg" alt="Real Estate for Sale, ListingId:11939648, location: 2638 Avondale Ct Panama City" title="Real Estate for Sale, ListingId:11939648, location: 2638 Avondale Ct Panama City" border="0" /></a></td><td valign="top">NEW 3br/2ba "Rhonda" floor plan in the popular Avondale community. This perfect family home close to the community playground boasts hardwood floors in the living/dining area and carpet in the bedrooms. You will love the maple cabinets, tiled floors, stainless steel appliances, and granite countertops in the kitchen. Neighborhood features coastal-victorian architecture, white picket fences, and sidewalks connecting all homes to the outdoor recreation area. Where else can you find all of these features in a new home in our market at this price? Call today for viewing appointment! All room sizes are approx.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939648</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939648</guid><pubDate>Mon, 8 Sep 2008 03:53:35 -0500</pubDate><dc:creator><![CDATA[Agent: Jackie  Moncrief, Office: Prudential Shimmering Sands]]></dc:creator></item><item><title>WELL MAINTAINED BRICK HOME WITH IN-GROUND...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11939657"><img src="http://pimage8.homesandland.com/thumb/A00M/8/77/A00M898778.jpg" alt="Real Estate for Sale, ListingId:11939657, location: 730 Highline Dr Callaway" title="Real Estate for Sale, ListingId:11939657, location: 730 Highline Dr Callaway" border="0" /></a></td><td valign="top">Well maintained brick home with in-ground pool and hot tub. Home features 4 bedrooms plus large 13x24 Florida Room and whole home generator. Great home for entertaining.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939657</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11939657</guid><pubDate>Mon, 8 Sep 2008 03:53:37 -0500</pubDate><dc:creator><![CDATA[Agent: Janet and Lark  Roan, Office: Century 21 Ryan Realty, INC.]]></dc:creator></item><item><title>LOOKING FOR A HOME WITH A COUNTRY FEEL? HERE...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11945480"><img src="http://pimage5.homesandland.com/thumb/A00M/5/07/A00M899075.jpg" alt="Real Estate for Sale, ListingId:11945480, location: 910 Amber Way Panama City" title="Real Estate for Sale, ListingId:11945480, location: 910 Amber Way Panama City" border="0" /></a></td><td valign="top">Looking for a home with a country feel? Here it is! The builder has pulled out all the stops for this house. Above cabinet lights, solid surface counter tops. Upgraded fixtures, covered patio with outdoor shower. Master bath is incredible, garden tub, his and hers closets and vanities! Home has never been lived in, you can be the first! Did I mention Harders park and Bay Dunes golf corse are within walking distance? Oh yeah this is the place for you!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11945480</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11945480</guid><pubDate>Mon, 8 Sep 2008 03:53:39 -0500</pubDate><dc:creator><![CDATA[Agent: Debbie  Holzer, Office: Prudential Shimmering Sands]]></dc:creator></item><item><title>THIS IS THE HOME YOU&apos;VE BEEN LOOKING FOR...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11945481"><img src="http://pimage3.homesandland.com/thumb/A00M/3/17/A00M899173.jpg" alt="Real Estate for Sale, ListingId:11945481, location: 912 Amber Way Panama City" title="Real Estate for Sale, ListingId:11945481, location: 912 Amber Way Panama City" border="0" /></a></td><td valign="top">This is the home you've been looking for! Harders Park and Bay Dunes Golf corse within walking distance! Home is totally upgraded with above cabinet lighting, solid surface counter tops. Vaulted ceilings, fireplace, split floor plan. Covered porch with outdoor shower, sprinkler system. This home has never been lived in, it's waiting for a special owner, so stop looking and buy now!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11945481</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11945481</guid><pubDate>Mon, 8 Sep 2008 03:53:39 -0500</pubDate><dc:creator><![CDATA[Agent: Debbie  Holzer, Office: Prudential Shimmering Sands]]></dc:creator></item><item><title>IF YOU WANT A NEW HOUSE THAT FEELS LIKE IT&apos;S...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11945482"><img src="http://pimage8.homesandland.com/thumb/A00M/8/44/A00M897448.jpg" alt="Real Estate for Sale, ListingId:11945482, location: 915 Amber Way Panama City" title="Real Estate for Sale, ListingId:11945482, location: 915 Amber Way Panama City" border="0" /></a></td><td valign="top">If you want a new house that feels like it's in the country here it is! Just a short drive to Harders Park, and Bay Dunes Golf Corse. This homes has been built with attention to detail. There is above cabinet lighting in the kitchen, shelves in living spaces, vaulted ceilings, crown molding and solid surface counter tops! Split floor plan and a great master bath make this a home a must see! Call me for a viewing today!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11945482</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11945482</guid><pubDate>Mon, 8 Sep 2008 03:53:36 -0500</pubDate><dc:creator><![CDATA[Agent: Debbie  Holzer, Office: Prudential Shimmering Sands]]></dc:creator></item><item><title>NEW HOME WITH COUNTRY FEEL WAITING FOR YOU...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11945483"><img src="http://pimage6.homesandland.com/thumb/A00M/6/29/A00M897296.jpg" alt="Real Estate for Sale, ListingId:11945483, location: 916 Amber Way Panama City" title="Real Estate for Sale, ListingId:11945483, location: 916 Amber Way Panama City" border="0" /></a></td><td valign="top">New home with country feel waiting for you! This home has vaulted ceilings, shelves in living areas, fireplace, solid surface counter tops, lighting above cabinets and much more! A  split floor plan and great master bath make this a home to see! Harders Park and Bay Dunes are within walking distance! Come and see your new home today!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11945483</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11945483</guid><pubDate>Mon, 8 Sep 2008 03:53:36 -0500</pubDate><dc:creator><![CDATA[Agent: Debbie  Holzer, Office: Prudential Shimmering Sands]]></dc:creator></item><item><title>AGE SQ.FT. &amp; ROOM SIZES APPROX: UNITS HAVE...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11950933"><img src="http://pimage1.homesandland.com/thumb/A00P/1/15/A00P636151.jpg" alt="Real Estate for Sale, ListingId:11950933, location: 2712&amp;2714 Oak Hammock Dr Panama City" title="Real Estate for Sale, ListingId:11950933, location: 2712&amp;2714 Oak Hammock Dr Panama City" border="0" /></a></td><td valign="top">Age Sq.Ft. & Room sizes Approx: Units have been excellent rentals with no vacancies; 3 Bedroom 2 bath on one side rental income $575.00 per month 2 Bedroom 1 bath on the other side with Handy-cap provisions; Rental income $525.00 per month total gross rents $1,125. per month Tenants pay electric,water,garbage,phone & cable. UNITS ARE BEING SOLD AS-IS with right to inspect; Motivated seller!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11950933</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11950933</guid><pubDate>Mon, 8 Sep 2008 03:53:36 -0500</pubDate><dc:creator><![CDATA[Office: ERA Neubauer Real Estate Inc.]]></dc:creator></item><item><title>GREAT OPPORTUNITY FOR A COMMERCIAL PROPERTY...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11950934"><img src="http://pimage9.homesandland.com/thumb/A00Q/9/02/A00Q415029.jpg" alt="Real Estate for Sale, ListingId:11950934, location: 6609 Hwy 22 Panama City" title="Real Estate for Sale, ListingId:11950934, location: 6609 Hwy 22 Panama City" border="0" /></a></td><td valign="top">Great opportunity for a commercial property in prime location. High traffic count, great access, established commercial area.  1 ACRE with C-2 Plaza Commercial Zoning.  Approx 400 sq ft heated and cooled office space, recently remodeled. New drywall, new paint, 2 bathrooms in the office (1 private), newer A/C in office space keeps it nice and cool in the hot summer months. Over 1600 sq ft warehouse space with some newer upgrades.  This property is move-in today and open your business tomorrow ready.  Build your business here or a build a great retail center. Please call for additional information. Seller will consider all offers!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11950934</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11950934</guid><pubDate>Mon, 8 Sep 2008 03:53:36 -0500</pubDate><dc:creator><![CDATA[Agent: Troy  Smith, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>SALE IS OF BUSINESS, EQUIPMENT AND LEASE ONLY...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11950940"><img src="http://pimage7.homesandland.com/thumb/A00N/7/99/A00N465997.jpg" alt="Real Estate for Sale, ListingId:11950940, location: 307 Tyndall Pkwy S Callaway" title="Real Estate for Sale, ListingId:11950940, location: 307 Tyndall Pkwy S Callaway" border="0" /></a></td><td valign="top">Sale is of business, equipment and lease only. Real estate is not for sale. Present owner of business, states that he has has invested in excess of $160,000 in renovations and equipment. Complete list and receipts available.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11950940</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11950940</guid><pubDate>Mon, 8 Sep 2008 03:53:36 -0500</pubDate><dc:creator><![CDATA[Office: ERA Neubauer Real Estate Inc.]]></dc:creator></item><item><title>GREAT INVESTMENT PROPERTY.  THIS 1+ ACRE LOT...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11030432"><img src="http://image.homesandland.com/image/PhotoNotAvailableThumb.jpg" alt="Real Estate for Sale, ListingId:11030432, location: 0000 Unnamed Ln Panama City" title="Real Estate for Sale, ListingId:11030432, location: 0000 Unnamed Ln Panama City" border="0" /></a></td><td valign="top">Great investment property.  This 1+ acre lot sits just on the south edge of the golf course at Sandy Creek.  If you're looking for potential future growth, this is an excellent buy.  Please call for directions on how to find the property.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11030432</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11030432</guid><pubDate>Mon, 8 Sep 2008 03:52:22 -0500</pubDate><dc:creator><![CDATA[Agent: Danny  Somers, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>THIS SPACIOUS TOWNHOME IS PERFECT FOR A FIRST...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11375126"><img src="http://pimage3.homesandland.com/thumb/A00F/3/87/A00F484873.jpg" alt="Real Estate for Sale, ListingId:11375126, location: 513 Hwy 22a S Panama City" title="Real Estate for Sale, ListingId:11375126, location: 513 Hwy 22a S Panama City" border="0" /></a></td><td valign="top">This spacious townhome is perfect for a first-time homebuyer or someone looking for more room than a cramped apartment!  The home features a large Great room with vaulted ceilings, kitchen open to the Great room, and two bedrooms on the main level.  The Master Bedroom bath has a single vanity with plenty of counter space, and the washer and dryer area is convenient located off the bedroom.  Upstairs is a bedroom loft with two closets.  There is a storage closet outside, and the community has an in-ground pool to enjoy.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11375126</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11375126</guid><pubDate>Mon, 8 Sep 2008 03:52:54 -0500</pubDate><dc:creator><![CDATA[Agent: Diane  McKay, Office: Coldwell Banker Carroll Realty]]></dc:creator></item><item><title>SPACIOUS AND EXTENSIVELY UPDATED BRICK HOME...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11957434"><img src="http://pimage3.homesandland.com/thumb/A00N/3/76/A00N465763.jpg" alt="Real Estate for Sale, ListingId:11957434, location: 5324 Soule Dr Panama City" title="Real Estate for Sale, ListingId:11957434, location: 5324 Soule Dr Panama City" border="0" /></a></td><td valign="top">Spacious and extensively updated brick home with beautiful waterfront access. This home offers three bedrooms and two and a half baths in over 1900 square feet of living space. The main living area is very open and bright, accented by columns and arches while still maintaining areas for separate entertaining. The tiled, sunken family room features a fireplace and french doors out to the covered rear porch overlooking the water.  The Living room is also tiled and open to the spacious kitchen and dining area. The kitchen features solid-surface counters and all appliances. All three bedrooms have views of the water. The master bedroom is large enough to have its own dressing area and has french doors leading to its private patio overlooking the water. The lot is almost three quarters of an acre with approx 158 feet of waterfront. There is a deck over the water, great for an evening dinner. The lot has large shade trees and tropical landscaping with a sprinkler system on a well. The large garage has divided double doors and a separate storage area with plenty of room for additional refrigerators or freezers. This home is very convenient to Tyndall Air Force Base.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11957434</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11957434</guid><pubDate>Mon, 8 Sep 2008 03:53:36 -0500</pubDate><dc:creator><![CDATA[Office: ERA Neubauer Real Estate, Inc.]]></dc:creator></item><item><title>ONE ACRE LOT IN BAYOU GEORGE AND ONLY MINUTES...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11320693"><img src="http://image.homesandland.com/image/PhotoNotAvailableThumb.jpg" alt="Real Estate for Sale, ListingId:11320693, location: 6031 Sage Brush Dr Panama City" title="Real Estate for Sale, ListingId:11320693, location: 6031 Sage Brush Dr Panama City" border="0" /></a></td><td valign="top">One acre lot in Bayou George and only minutes to town. Seller says there was a mobile home on it in the past with a well, septic, & power pole but buyer must check if still useable. Lot has been partially cleared.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11320693</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11320693</guid><pubDate>Mon, 8 Sep 2008 03:52:31 -0500</pubDate><dc:creator><![CDATA[Agent: Betty  Tew, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094577"><img src="http://pimage3.homesandland.com/thumb/A00F/3/88/A00F486883.jpg" alt="Real Estate for Sale, ListingId:11094577, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094577, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094577</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094577</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094571"><img src="http://pimage5.homesandland.com/thumb/A00F/5/20/A00F483205.jpg" alt="Real Estate for Sale, ListingId:11094571, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094571, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094571</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094571</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094546"><img src="http://pimage1.homesandland.com/thumb/A00F/1/83/A00F446831.jpg" alt="Real Estate for Sale, ListingId:11094546, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094546, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094546</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094546</guid><pubDate>Mon, 8 Sep 2008 03:52:08 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094547"><img src="http://pimage2.homesandland.com/thumb/A00F/2/49/A00F552492.jpg" alt="Real Estate for Sale, ListingId:11094547, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094547, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094547</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094547</guid><pubDate>Mon, 8 Sep 2008 03:52:08 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094548"><img src="http://pimage1.homesandland.com/thumb/A00F/1/38/A00F484381.jpg" alt="Real Estate for Sale, ListingId:11094548, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094548, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094548</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094548</guid><pubDate>Mon, 8 Sep 2008 03:52:08 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094549"><img src="http://pimage8.homesandland.com/thumb/A00F/8/37/A00F496378.jpg" alt="Real Estate for Sale, ListingId:11094549, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094549, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094549</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094549</guid><pubDate>Mon, 8 Sep 2008 03:52:08 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>WONDERFUL 3 BEDROOM 2 BATH HOME ON A VERY...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11531867"><img src="http://pimage1.homesandland.com/thumb/0505/1/97/0505170971.jpg" alt="Real Estate for Sale, ListingId:11531867, location: 222 Beulah Ave Callaway" title="Real Estate for Sale, ListingId:11531867, location: 222 Beulah Ave Callaway" border="0" /></a></td><td valign="top">Wonderful 3 bedroom 2 bath home on a very quiet street in a great neighborhood.  This home is as cute as it can be and offers fresh painted interior, nice tile flooring, some new carpet, new A/C system and hot water heater and the appliances have recently been replaced.  As for the exterior there is all new vinyl and even a white picket fence.   You will enjoy spending time outside on the deck or the front porch with all the mature shade trees this property has to offer. If you love boating a public boat ramp is only minutes away so don't wait call for your private showing today.  All ages, sizes and sq. ft. are approx. measure if important. Seller is offering a One Year Home Warranty.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11531867</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11531867</guid><pubDate>Mon, 11 Aug 2008 03:50:39 -0500</pubDate><dc:creator><![CDATA[Agent: Phyllis  Brookins, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094552"><img src="http://pimage5.homesandland.com/thumb/A00F/5/21/A00F569215.jpg" alt="Real Estate for Sale, ListingId:11094552, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094552, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094552</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094552</guid><pubDate>Mon, 8 Sep 2008 03:52:08 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094566"><img src="http://pimage4.homesandland.com/thumb/A00F/4/81/A00F556814.jpg" alt="Real Estate for Sale, ListingId:11094566, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094566, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094566</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094566</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094567"><img src="http://pimage3.homesandland.com/thumb/A00F/3/88/A00F550883.jpg" alt="Real Estate for Sale, ListingId:11094567, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094567, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094567</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094567</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094568"><img src="http://pimage3.homesandland.com/thumb/A00F/3/58/A00F548583.jpg" alt="Real Estate for Sale, ListingId:11094568, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094568, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094568</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094568</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094569"><img src="http://image.homesandland.com/image/PhotoNotAvailableThumb.jpg" alt="Real Estate for Sale, ListingId:11094569, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094569, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094569</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094569</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094575"><img src="http://pimage7.homesandland.com/thumb/A00F/7/15/A00F448157.jpg" alt="Real Estate for Sale, ListingId:11094575, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094575, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094575</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094575</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094576"><img src="http://pimage3.homesandland.com/thumb/A00F/3/77/A00F505773.jpg" alt="Real Estate for Sale, ListingId:11094576, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094576, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094576</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094576</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>AGE, SIZE, SQ FT. ALL APPROX.  PLEASE VERIFY...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11215913"><img src="http://pimage6.homesandland.com/thumb/0505/6/21/0505172216.jpg" alt="Real Estate for Sale, ListingId:11215913, location: 545 J H Crews Cir Callaway" title="Real Estate for Sale, ListingId:11215913, location: 545 J H Crews Cir Callaway" border="0" /></a></td><td valign="top">AGE, SIZE, SQ FT. ALL APPROX.  PLEASE VERIFY IF IMPORTANT.  Very nice 4 bedroom, 2 bath brick home located in popular Shadow Bay subdivision.  This house has a great floor plan including a large, bright eat-in kitchen, living room with beautiful wood-burning fireplace, tray ceiling, and french doors that lead out to a very large fenced backyard.  The room off of the living room could be used as 4th bedroom, dining room, or office/den.  The master bedroom features a nice walk-in closet and attached bath with double vanities.  The home is located in a quiet neighborhood with sidewalks.  Please call to see this home today!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11215913</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11215913</guid><pubDate>Thu, 14 Aug 2008 03:52:50 -0500</pubDate><dc:creator><![CDATA[Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>BEAUTIFUL NEW SUBDIVISION ON EAST SIDE OF...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=10468579"><img src="http://pimage3.homesandland.com/thumb/A00F/3/39/A00F472393.jpg" alt="Real Estate for Sale, ListingId:10468579, location: 2506 Scallop Ln Panama City" title="Real Estate for Sale, ListingId:10468579, location: 2506 Scallop Ln Panama City" border="0" /></a></td><td valign="top">Beautiful new subdivision on East side of town. East Bay Plantation will be gated, has paved roads with ribbon curbing, offers conservation areas and will have a community dock offering access to the Bay. There are covenants and restrictions and architectural controls in place to ensure high standards are maintained. Drive by anytime and take a look...a little ways out but well worth it!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=10468579</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=10468579</guid><pubDate>Mon, 8 Sep 2008 03:51:31 -0500</pubDate><dc:creator><![CDATA[Office: Century 21 Ryan Realty, INC.]]></dc:creator></item><item><title>SAVE ON GAS!  THIS HOME IS SUPER CLOSE TO...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11215942"><img src="http://pimage2.homesandland.com/thumb/A00Q/2/01/A00Q093012.jpg" alt="Real Estate for Sale, ListingId:11215942, location: 1511 Donna Ave Callaway" title="Real Estate for Sale, ListingId:11215942, location: 1511 Donna Ave Callaway" border="0" /></a></td><td valign="top">Save on gas!  This home is super close to anything you would need.  This 3 bedroom, 2 bath home is located just a block from the Bay and Tyndall Air Force base and the Callway shopping/dining areas are very nearby.  Upon entering this solid brick home, you will notice the tiled entry way leading into the open living area with exposed beams and a large fireplace.  The kitchen, dining room and living room feel like one large room and the kitchen comes complete with all appliances, making this the perfect, move in and enjoy home. All of the bedrooms are large and separate from the living area.  The roof and garage door were new in 1997.  A Florida room overlooks the fenced in back yard and has access to a large patio.  Don't miss out on the opportunity to own your very own home.  All measurements are approximate; please measure if important.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11215942</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11215942</guid><pubDate>Mon, 8 Sep 2008 03:52:39 -0500</pubDate><dc:creator><![CDATA[Office: Keller Williams Success Realty]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094578"><img src="http://image.homesandland.com/image/PhotoNotAvailableThumb.jpg" alt="Real Estate for Sale, ListingId:11094578, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094578, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094578</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094578</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094586"><img src="http://pimage5.homesandland.com/thumb/A00F/5/03/A00F451035.jpg" alt="Real Estate for Sale, ListingId:11094586, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094586, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094586</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094586</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094585"><img src="http://pimage5.homesandland.com/thumb/A00F/5/89/A00F562895.jpg" alt="Real Estate for Sale, ListingId:11094585, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094585, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094585</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094585</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>WITHIN THE PAST YEAR AND A HALF---NEW...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11209704"><img src="http://pimage2.homesandland.com/thumb/0505/2/08/0505172082.jpg" alt="Real Estate for Sale, ListingId:11209704, location: 108 Kacy Ln Callaway" title="Real Estate for Sale, ListingId:11209704, location: 108 Kacy Ln Callaway" border="0" /></a></td><td valign="top">Within the past year and a half---new refrigerator, dishwasher, stove, roof, back yard cedar fence, tile, carpet, new vanities, paint inside and out.  A/C around 2 1/2 years old.  Very nice unit close to TYNDALL..PRICE REDUCTION</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11209704</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11209704</guid><pubDate>Wed, 16 Jul 2008 04:30:44 -0500</pubDate><dc:creator><![CDATA[Agent: David  Weeks, Office: Direct Realty]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094583"><img src="http://pimage6.homesandland.com/thumb/A00F/6/53/A00F512536.jpg" alt="Real Estate for Sale, ListingId:11094583, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094583, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094583</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094583</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>IMMACULENT HOME 4BR/2BA 1,500 SQFT,</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11209710"><img src="http://pimage8.homesandland.com/thumb/0505/8/08/0505172088.jpg" alt="Real Estate for Sale, ListingId:11209710, location: 6422 John Pitts Rd Panama City" title="Real Estate for Sale, ListingId:11209710, location: 6422 John Pitts Rd Panama City" border="0" /></a></td><td valign="top">Beautiful country home on one acre. Spacious floor plan with screened-in porch, above-ground pool, two car garage and more!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11209710</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11209710</guid><pubDate>Fri, 27 Jun 2008 18:00:42 -0500</pubDate><dc:creator><![CDATA[Office: Direct Realty]]></dc:creator></item><item><title>LOCATION!LOCATION!LOCATION!  ONE BLOCK AWAY...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11962130"><img src="http://pimage1.homesandland.com/thumb/A00N/1/38/A00N556381.jpg" alt="Real Estate for Sale, ListingId:11962130, location: 5407 Merritt Brown Rd Panama City" title="Real Estate for Sale, ListingId:11962130, location: 5407 Merritt Brown Rd Panama City" border="0" /></a></td><td valign="top">LOCATION!LOCATION!LOCATION!  ONE BLOCK AWAY FROM TOP RANKED SCHOOLS, 15 MINUTES TO TYNDALL AIR FORCE BASE,25 MINUTES TO THE NAVY BASE AND THE WORLD'S MOST BEAUTIFUL BEACHES PLUS ANYTHING YOU NEED OR WANT FOR LIVING AT IT'S FINEST FROM ENTERTAINMENT TO SHOPPING, RESTAURANTS, GOLF ETC. This beautifully designed all brick 3 bedroom 2 bath home on a large lot that is enclosed with a 6' chestnut stained fence with shadowbox design and included is a 17'x 34'gunnite salt chlorinated rectangular pool with a huge concrete deck. This entire abode is immaculately maintained inside and out with berber carpet that graces the bedrooms and living areas with ceramic tile throughout kitchen and bathrooms.  Masterbath embodies a garden tub,seperate shower, toilet and pocket doors for smart use of space to the entrance of bathroom and toilet.  Kitchen has honey oak cabinets with plenty of storage and newly installed easy access slide out drawers pantry.   Built in 2005, pool in 2006; recently added driveway extension for extra cars, boats, or an RV. Outdoor storage building and huge attic storage above garage. Rain soft water softener system to keep clothes brighter and bathrooms cleaner. Sprinkler system and flood lights all around, with extra water faucets and gate access on both sides.  Includes Washer, Dryer, Refrigerator, and all other appliances! Great neighbors and a family friendly neighborhood and priced to sell.Save on gas- location is close to everything and top ranked schools one block away! Save on gas- location is close to everything and top ranked schools one block away!  A MUST SEE!Please note: Square foot, room dimensions, taxes, lot size, and all measurements are an estimate and must be verified by the buyer via survey, appraisal, home inspection and personal inspection if important.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11962130</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11962130</guid><pubDate>Mon, 8 Sep 2008 03:53:37 -0500</pubDate><dc:creator><![CDATA[Agent: Pamela  Scott, Office: Prudential Shimmering Sands Realty]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094587"><img src="http://pimage6.homesandland.com/thumb/A00F/6/09/A00F445096.jpg" alt="Real Estate for Sale, ListingId:11094587, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094587, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094587</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094587</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094588"><img src="http://pimage6.homesandland.com/thumb/A00F/6/22/A00F542226.jpg" alt="Real Estate for Sale, ListingId:11094588, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094588, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094588</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094588</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094589"><img src="http://pimage4.homesandland.com/thumb/A00F/4/88/A00F496884.jpg" alt="Real Estate for Sale, ListingId:11094589, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094589, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094589</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094589</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094590"><img src="http://pimage7.homesandland.com/thumb/A00F/7/43/A00F472437.jpg" alt="Real Estate for Sale, ListingId:11094590, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094590, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094590</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094590</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094592"><img src="http://pimage2.homesandland.com/thumb/A00F/2/00/A00F475002.jpg" alt="Real Estate for Sale, ListingId:11094592, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094592, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094592</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094592</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094593"><img src="http://pimage1.homesandland.com/thumb/A00F/1/22/A00F448221.jpg" alt="Real Estate for Sale, ListingId:11094593, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094593, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094593</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094593</guid><pubDate>Mon, 8 Sep 2008 03:52:07 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11094591"><img src="http://pimage0.homesandland.com/thumb/A00F/0/73/A00F480730.jpg" alt="Real Estate for Sale, ListingId:11094591, location: 263 Nelle St Callaway" title="Real Estate for Sale, ListingId:11094591, location: 263 Nelle St Callaway" border="0" /></a></td><td valign="top">PLEASE INQUIRE ABOUT A GREAT OWNER FINANCING OPPORTUNITY.  This Quadplex contains 4, 3 BR 2 BA condominium homes.  Located just off Highway 22 in Callaway, it has excellent rental potential with its proximity to Tyndall Air Force Base (20 minutes).  The individual condominium homes are all elecric and feature living room, dining room, kitchen with breakfast bar, three spacious bedrooms, two baths and a laundry room.  The kitchen is equipped with a self-cleaning range, buit-in microwave, dishwasher, garbage disposal and a food pantry.  The master bedroom has his/her closets and its own private bath.  Association fees are expected to be approximately $150.00 per month and will include cable TV, exterior insurance, water, sewage, trash, grounds keeping and pest control.  This property governed by condominium documents.  This property owner is willing to finance $100,000 towards the buyer's purchase at 0% for up to three years.  This allows the buyer to get a mortgage of only $425,000 and avoid PMI.  If the buyer chooses to pay his note to the seller after one year, it can be purchased back for $50,000; after two years it will be $75,000, and after three years it will be due in full at $100,000.  Bring your buyers quickly.  A current appraisal (January 08)is on file for $620,000 per quadplex.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094591</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11094591</guid><pubDate>Mon, 8 Sep 2008 03:52:08 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>LAIRD POINT STRETCHES THE LENGTH OF A NATURAL...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11270994"><img src="http://pimage1.homesandland.com/thumb/A00F/1/49/A00F532491.jpg" alt="Real Estate for Sale, ListingId:11270994, location: 907 Flagler Dr Callaway" title="Real Estate for Sale, ListingId:11270994, location: 907 Flagler Dr Callaway" border="0" /></a></td><td valign="top">Laird Point stretches the length of a natural peninsula off the Intracoastal Waterway.  This prized Bay County Location rewards residents with an irresistible combination of serene privacy and pleasurable convenience to the beaches and social attractions of nearby Panama City and all of Florida's renowned Emerald Coast.  The enjoyment of waterway pleasures is so much a part of the compelling lifestyle at Laird Point.  For boaters, anglers and all who delight in nature's coastal beauty, this is a water and land paradise.   Brilliant Amenities:  Heightening the enjoyment of life at Laird Point is an array of proposed community amenities, including indoor/outdoor swimming pool and community clubhouse, tennis court, boat and RV storage area, walking trails, and nature trails with boardwalks all within a gated private community.  Lot dimensions are taken from the recorded plat and are approximate.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11270994</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11270994</guid><pubDate>Mon, 8 Sep 2008 03:50:52 -0500</pubDate><dc:creator><![CDATA[Agent: Rose  West, Office: NorthWEST Florida Realty, LLC]]></dc:creator></item><item><title>LAIRD POINT STRETCHES THE LENGTH OF A NATURAL...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11270997"><img src="http://pimage4.homesandland.com/thumb/A00F/4/60/A00F508604.jpg" alt="Real Estate for Sale, ListingId:11270997, location: 917 Tidewater Ln Callaway" title="Real Estate for Sale, ListingId:11270997, location: 917 Tidewater Ln Callaway" border="0" /></a></td><td valign="top">Laird Point stretches the length of a natural peninsula off the Intracoastal Waterway.  This prized Bay County Location rewards residents with an irresistible combination of serene privacy and pleasurable convenience to the beaches and social attractions of nearby Panama City and all of Florida's renowned Emerald Coast.  The enjoyment of waterway pleasures is so much a part of the compelling lifestyle at Laird Point.  For boaters, anglers and all who delight in nature's coastal beauty, this is a water and land paradise.   Brilliant Amenities:  Heightening the enjoyment of life at Laird Point is an array of proposed community amenities, including indoor/outdoor swimming pool and community clubhouse, tennis court, boat and RV storage area, walking trails, and nature trails with boardwalks all within a gated private community. This lot is located on an inlet with 93 feet on the water.  Lot dimensions are taken from the recorded plat and are approximate.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11270997</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11270997</guid><pubDate>Mon, 8 Sep 2008 03:51:00 -0500</pubDate><dc:creator><![CDATA[Agent: Rose  West, Office: NorthWEST Florida Realty, LLC]]></dc:creator></item><item><title>3 STORY CUSTOM BUILT HOME ON EAST BAY!  THIS...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11222446"><img src="http://pimage3.homesandland.com/thumb/0505/3/20/0505172203.jpg" alt="Real Estate for Sale, ListingId:11222446, location: 7043 Benton Dr Panama City" title="Real Estate for Sale, ListingId:11222446, location: 7043 Benton Dr Panama City" border="0" /></a></td><td valign="top">3 STORY CUSTOM BUILT HOME on EAST BAY!  This immaculate home features 4 spacious bedrooms, 4.5 bathrooms, solid maple floors, ceramic tile floors, raised ceilings with elegant crown molding, bull nosed corners, tray ceilings in the great room & 1 bedroom, granite countertops throughout (including bathrooms & laundry), solid maple cabinetry, commercial-grade appliances, a "white-glove" custom range hood, Kohler fixtures, two Rinnai water heaters, custom-tiled backslash, ample storage and more!! This home is pre-wired for sound and security with CAT-5 in each room.  It also has a private bay front entertainment patio and veranda-style balconies for all 4 waterfront rooms.  On top of that, there is a convenient and stylish elevator serving all three floors.  In addition, there is 200' of waterfront and an existing permit to build a DOCK!!!  Ask an agent today about the quality and structural integrity of this home!  Seller would entertain a lease/option or a swap.  All sizes, ages and measurement are approximate; buyer to verify if important.  Click on the photo above to view more photos and a virtual tour.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11222446</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11222446</guid><pubDate>Mon, 8 Sep 2008 03:52:38 -0500</pubDate><dc:creator><![CDATA[Agent: Kelli  White, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>RELAX AND ENJOY YOUR BARBECUE UNDER SOME OF...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11969588"><img src="http://pimage2.homesandland.com/thumb/A00Q/2/06/A00Q093062.jpg" alt="Real Estate for Sale, ListingId:11969588, location: 7601 Yellow Bluff Rd Callaway" title="Real Estate for Sale, ListingId:11969588, location: 7601 Yellow Bluff Rd Callaway" border="0" /></a></td><td valign="top">Relax and enjoy your barbecue under some of the most beautiful sunsets west Florida has to offer. This high bluff Callaway Bayou waterfront home gives you great access from your boat dock with lift to the Bay, Intercoastal Waterway, and beyond! Being on the water with this elevation not only gives you peace of mind, but is great for resale! This fantastic waterfront home is located close to Tyndall AFB, shopping, and great schools. The jets landing at Tyndall AFB are just some of the great flying you will enjoy! Callaway Bayou is known for its abundant waterfowl, Blue Heron, Egrets, and all manner of other birds entertain the locals. This 3BR/2.5BA two story beauty boasts formal Living and Dining Rooms, custom wood cabinets in the Kitchen along with a Breakfast Nook, and a cozy Family Room with fireplace. The three bedrooms are on the second floor each with a view of the Bayou. The Master Suite has an adjoining bathroom with his and her vanities, whirlpool tub, separate shower, and huge walk-in closet. You'll enjoy spending summer evenings on the terraced patio and if boating is your pleasure, the dock and access to East Bay and the Gulf is a real plus. The sellers docked a 23 foot walk around cabin powerboat and should be capable up to at least 25 foot. This beautiful home offers a waterfront loving buyer everything he or she could ask for and more. Seller would consider lease option or contract for deed. Age, sqft, room and lot sizes are approx.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969588</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969588</guid><pubDate>Mon, 8 Sep 2008 03:53:36 -0500</pubDate><dc:creator><![CDATA[Agent: Scott  Ingraham, Office: Scott Ingraham Real Estate Group]]></dc:creator></item><item><title>VERY NICE, LARGE HOME CONVENIENT TO TYNDALL...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11969572"><img src="http://pimage8.homesandland.com/thumb/A00Q/8/44/A00Q094448.jpg" alt="Real Estate for Sale, ListingId:11969572, location: 502 Laird Bayou Dr Panama City" title="Real Estate for Sale, ListingId:11969572, location: 502 Laird Bayou Dr Panama City" border="0" /></a></td><td valign="top">Very nice, large home convenient to Tyndall AFB; located in Laird Bayou.  Laird Bayou is a master planned, gated community with community swimming pool and boat ramp and dock.  The home's amenities include large, tiled family room with vaulted ceiling and adjacent sitting area, built in entertainment center cabinetry; formal dining room with wood floors and decorative, step-up ceiling; fully equipped kitchen with raised panel cabinetry, double oven, dishwasher and refrigerator, solid surface counters and breakfast bar; breakfast nook adjacent to kitchen; large master suite with wood floors and decorative, step-up ceiling and double walk-in closets; tiled master bath with double, solid surface vanity, walk-in shower and jacuzzi garden tub; office/4th bedroom/multi-purpose room off foyer with decorative, step-up ceiling, closet and access to 3rd bathroom; two other large bedrooms with walk-in closets and shared bath, with each bedroom having their own sink/vanity area; laundry room with built-in cabinetry; large bonus area upstairs wired for entertainment center, overhead projector and surround sound.  Ceiling fans thoughout, crown mouldings, vaulted and high ceilings, large foyer, hardwood and tile floors, recessed lighting, built-in speakers and solid surface counters.  Large double garage; 30' x 9' covered front porch; nicely landscaped.  Termite bond with Gulf Coast Pest Control.  One Year Home Warranty.  Thank you for considering this property!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969572</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969572</guid><pubDate>Mon, 8 Sep 2008 03:54:12 -0500</pubDate><dc:creator><![CDATA[Office: ERA Neubauer Real Estate, Inc.]]></dc:creator></item><item><title>SHORT SALE OPPORTUNITY IN POPULAR CHEROKEE...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11969555"><img src="http://pimage8.homesandland.com/thumb/A00Q/8/13/A00Q096138.jpg" alt="Real Estate for Sale, ListingId:11969555, location: 5431 Nicole Blvd Panama City" title="Real Estate for Sale, ListingId:11969555, location: 5431 Nicole Blvd Panama City" border="0" /></a></td><td valign="top">Short Sale Opportunity in Popular Cherokee Heights Subdivision.  This solid brick 3 bedroom, 2 bath home is located near Tommy Smith Elementary andMerritt Brown Middle Schools.  The living room has a built in entertainment system and electric fireplace.  As a unique feature, this home has a large kitchen with a separate eating area as well as a formal dining area.  A breakfast bar is for those quick meals.  Solid wood cabinets and stainless steel appliances sit atop the tiled floor.  The master bedroom is huge and has a master bathroom with double vanities, two walk-in closets and separate tub and shower.  A screened in porch overlooks the expansive fenced in back yard.  Don't miss your chance for a great buy in a great neighborhood.  Come see for yourself what this Cherokee Heights home has to offer.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969555</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969555</guid><pubDate>Mon, 8 Sep 2008 03:54:18 -0500</pubDate><dc:creator><![CDATA[Office: Keller Williams Success Realty]]></dc:creator></item><item><title>SO QUAINT AND SO CLOSE TO THE BEAUTIFUL BAY...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11969573"><img src="http://pimage0.homesandland.com/thumb/A00Q/0/57/A00Q093570.jpg" alt="Real Estate for Sale, ListingId:11969573, location: 5807 Bay Front Dr Panama City" title="Real Estate for Sale, ListingId:11969573, location: 5807 Bay Front Dr Panama City" border="0" /></a></td><td valign="top">So quaint and so close to the beautiful bay. This brick ranch is perfect for a family that desires to be close to the water. This home is within minutes of Tyndall Air Force Base and practically at the foot of the Dupont Bridge. As you walk out the front door you can clearly see a beautiful view of EAST BAY. This is a very wide lot - lot size is .67 and it backs up to a canal. Although the canal is shallow - you can easily navigate canoes and kayaks out to the bay. The home is spacious with a formal dining room and open living area with a beautiful woodburning fireplace.  Kitchen has plenty of cabinets and counterspace with a new side by side stainless steel refrigerator with dishwasher to match and gas-top stove. Kitchen also offers a built in desk and breakfast bar. Bedrooms are all spacious and master bedroom has a large walk-in closet. The absolute best part of the house is a large 17 x 25 cozy Florida Room that has it's own air conditioning system and this room is not included in the square footage of the home - but helps make it feel very open and spacious.    Home has a new 13-seer Air Conditioner, a two car garage and sits on a quaint cul-de-sac. Seller would like to sell the home "As-Is" with the right to inspect.  The washer and dryer are being included in the sales price.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969573</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969573</guid><pubDate>Mon, 8 Sep 2008 03:54:12 -0500</pubDate><dc:creator><![CDATA[Agent: Lisa  Suggs, Office: Coldwell Banker Carroll Realty]]></dc:creator></item><item><title>LOVELY 1 ACRE LOT HAS BEEN CUT FROM THE BACK...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11969574"><img src="http://pimage1.homesandland.com/thumb/A00Q/1/25/A00Q095251.jpg" alt="Real Estate for Sale, ListingId:11969574, location: 7021 Messer Rd Panama City" title="Real Estate for Sale, ListingId:11969574, location: 7021 Messer Rd Panama City" border="0" /></a></td><td valign="top">LOVELY 1 ACRE LOT HAS BEEN CUT FROM THE BACK OF A 2.247 ACRE PARCEL WITH a 25 FT WIDE DRIVEWAY TO MESSER ROAD. LOT IS WOODED WITH A GOOD STAND OF PINES FOR SHADE AND IS GREAT FOR A HOMESITE, WITH HORSES ALLOWED.  FENCED ON 2 SIDES.  LAND WAS SUBDIVIDED FROM 7031 MESSER RD.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969574</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969574</guid><pubDate>Mon, 8 Sep 2008 03:54:19 -0500</pubDate><dc:creator><![CDATA[Office: ERA Neubauer Real Estate, Inc.]]></dc:creator></item><item><title>THIS AMAZING WATERFRONT PROPERTY, SPANNING...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11969578"><img src="http://pimage2.homesandland.com/thumb/A00Q/2/53/A00Q095532.jpg" alt="Real Estate for Sale, ListingId:11969578, location: 6029 Hwy 98 Panama City" title="Real Estate for Sale, ListingId:11969578, location: 6029 Hwy 98 Panama City" border="0" /></a></td><td valign="top">This amazing waterfront property, spanning the distance between Highway 98 and East Bay, is very unique.  The property is zoned Mixed-Use (MU2) which allows up to 25 units per acre with a 12 story height restriction.  The property presently consists of an operational chriopractic office, a 3BR/3BA home, and an 750 square foot guest cottage, all in excellent condition, having been recently renovated.  The property has 123' of East Bay and 123' on Highway 98 and is approximately 375' deep.  The parcels lie just East of Under The Oaks Park on Highway 98 nearing the Dupont Bridge.  The chiropractic clinic consistes of a waiting room, a reception center, an office, restroom, storage room and seven treatment rooms.  Please click on the photo for additional photos as well as a web site featuring the chiropractic office.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969578</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969578</guid><pubDate>Mon, 8 Sep 2008 03:54:19 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>ENJOY THE BREEZE FROM THE BAY FROM YOUR...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11969592"><img src="http://pimage2.homesandland.com/thumb/A00Q/2/36/A00Q093362.jpg" alt="Real Estate for Sale, ListingId:11969592, location: 5011 Donalson Rd Panama City" title="Real Estate for Sale, ListingId:11969592, location: 5011 Donalson Rd Panama City" border="0" /></a></td><td valign="top">Enjoy the breeze from the Bay from your Master bedroom balcony.  10 minutes to Tyndall Air Force Base.  Perfect for a miliary single or couple, or a single mom and dad with one child.  This is a quiet neighborhood, with its own well-maintained boat ramp. You are literally 5 to 10 minutes from groceries, CVS, Walgreens, Super Walmart, great fishing and just a short ride through the Base to Mexico Beach.  Completely remodeled townhouse with a spectacular view of Pitts Bayou, which is right off the Intercoastal Waterway/East Bay. Stainless dishwasher and kitchen range. Livingroom and Kitchen on first floor. More than your usual storage closets here.  Both bedrooms are on the second floor. There are two full bathrooms on the second floor and one half bath under the stairs on the first floor, for convenience and guests. The Kitchen has great countertops and flooring. Eat in kitchen with view out sliding doors to back yard. Refrigerator was not upgraded to stainless but is almost new.  Roomy, seperate laundry room inside home off the kitchen.  There is a small fenced area behind and beside this end unit for your dog to exercise. Unobstructed views to the bayou from the living room and master bedroom. What a great place to end a work day!  Priced right to sell in a hurry.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969592</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969592</guid><pubDate>Mon, 8 Sep 2008 03:53:39 -0500</pubDate><dc:creator><![CDATA[Office: ERA Neubauer Real Estate Inc.]]></dc:creator></item><item><title>OLDER HOME WITH MANY UPDATES.  NEW SHEETROCK...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11969579"><img src="http://pimage8.homesandland.com/thumb/A00Q/8/92/A00Q095928.jpg" alt="Real Estate for Sale, ListingId:11969579, location: 5833 Cherry St Callaway" title="Real Estate for Sale, ListingId:11969579, location: 5833 Cherry St Callaway" border="0" /></a></td><td valign="top">Older home with many updates.  New sheetrock, insulation, wiring, circuit box & breakers, carpet, vinyl, recessed lighting, ceiling fans and dishwasher. Lots of square footage for the price just needs a little more TLC.  Home to be sold as-is. Please verify age, square footage and improvements if important.   More Photos to come.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969579</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969579</guid><pubDate>Mon, 8 Sep 2008 03:54:19 -0500</pubDate><dc:creator><![CDATA[Agent: Evelyn  Fore, Office: ERA Neubauer Real Estate Inc.]]></dc:creator></item><item><title>AFFORDABLE HOME IN SANDY CREEK AREA. THIS...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11969560"><img src="http://pimage0.homesandland.com/thumb/A00Q/0/59/A00Q094590.jpg" alt="Real Estate for Sale, ListingId:11969560, location: 12105 Caruso Dr Panama City" title="Real Estate for Sale, ListingId:11969560, location: 12105 Caruso Dr Panama City" border="0" /></a></td><td valign="top">Affordable home in Sandy Creek area. This home features split floor plan, large master bedroom & bath. Community is secluded yet minutes to Tyndall AFB, shopping and schools. Enjoy the amenities of Callaway Golf Club. Call today for details.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969560</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969560</guid><pubDate>Mon, 8 Sep 2008 03:54:19 -0500</pubDate><dc:creator><![CDATA[Office: Century 21 Ryan Realty, INC.]]></dc:creator></item><item><title>GREAT AFFORDABLE HOME IN SANDY CREEK AREA...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11969561"><img src="http://pimage3.homesandland.com/thumb/A00Q/3/59/A00Q092593.jpg" alt="Real Estate for Sale, ListingId:11969561, location: 12101 Caruso Dr Panama City" title="Real Estate for Sale, ListingId:11969561, location: 12101 Caruso Dr Panama City" border="0" /></a></td><td valign="top">Great affordable home in Sandy Creek area. This home has a spacious floor plan, vaulted ceilings, custom cabinets and all the extras. Home is in quiet area that is minutes to Tyndall AFB and shopping. Call today for details.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969561</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11969561</guid><pubDate>Mon, 8 Sep 2008 03:54:19 -0500</pubDate><dc:creator><![CDATA[Office: Century 21 Ryan Realty, INC.]]></dc:creator></item><item><title>(BUILDER WILL PAY UP TO $5,000 OF BUYERS...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11320714"><img src="http://pimage3.homesandland.com/thumb/A00P/3/27/A00P636273.jpg" alt="Real Estate for Sale, ListingId:11320714, location: 7304 Rachel Way Panama City" title="Real Estate for Sale, ListingId:11320714, location: 7304 Rachel Way Panama City" border="0" /></a></td><td valign="top">(BUILDER WILL PAY UP TO $5,000 OF BUYERS CLOSING COST ON AN ACCEPTABLE OFFER) Added Value Pre Construction home in Rachel's Landing Subdivision. Walk into you new home with a split bedroom floor plan, 3 bedroom,2 Bathroom, double car garage. Master bathroom features oak cabinets a double granite counter top vanity, There are many extras in this home including ceiling fans in all of the bedrooms, in the living room and a back porch. There are also bevel edge mirrors in the bathrooms, plenty of recessed lighting. There is plenty of room in this house, with a lot of extras. This is a great, quiet area to live, and is located 20 minutes for Tyndall on cul-de-sac street in a deed restricted neighborhood. There are no association fees. The kitchen has oak cabinets and granite breakfast bar, all stainless steel appliances, beautiful wood cabinets, and tile floor.The yard is sodded and fully landscaped with a  paved driveway. All dimensions are approximate and should be verified when home is complete. On lockbox.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11320714</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11320714</guid><pubDate>Mon, 8 Sep 2008 03:52:29 -0500</pubDate><dc:creator><![CDATA[Agent: Arthur  Lester, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>YOU ARE GETTING 4 UNITS. UNIT A IS ONE STORY...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11320711"><img src="http://pimage6.homesandland.com/thumb/A00F/6/96/A00F538966.jpg" alt="Real Estate for Sale, ListingId:11320711, location: 12322 Caruso Dr Panama City" title="Real Estate for Sale, ListingId:11320711, location: 12322 Caruso Dr Panama City" border="0" /></a></td><td valign="top">You are getting 4 units. Unit A is one story comes equipped with washer & dryer, is 750 sq ft, and rents for $625 a month.Unit B is 680 sq ft, rents for 600, Unit C is 500 sq ft, rents for $550, Unit D is 680 sq ft, rents for $625. Units B,C & D have washer dryer hook up, and have balconies. Units E,F,& G are available also MLS#379706. No commercial loan needed.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11320711</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11320711</guid><pubDate>Mon, 8 Sep 2008 03:52:31 -0500</pubDate><dc:creator><![CDATA[Office: Prudential Shimmering Sands Realty]]></dc:creator></item><item><title>WATERFRONT LAKEFRONT LOT LOCATED ON A PAVED...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=10748603"><img src="http://pimage7.homesandland.com/thumb/A00N/7/40/A00N556407.jpg" alt="Real Estate for Sale, ListingId:10748603, location: 7314 Rachel Way Panama City" title="Real Estate for Sale, ListingId:10748603, location: 7314 Rachel Way Panama City" border="0" /></a></td><td valign="top">WATERFRONT LAKEFRONT LOT located on a paved street in a dedicated subdivision with city water, sewers and storm drains. This subdivision is restricted to homes only with protective covenants but no home owner association fees. This is a rare waterfront opportunity to build the home you want close to town and affordable. This lot measures 89 feet road and lake frontage and a full 130 feet deep allowing plenty of room. Do you like to fish? Here you have deeded lake frontage where you can swim, fish or boat from your own property. This neighborhood is growing and several homes are completed. Open the photos link to see the lot details and other homes in the neighborhood. Located near Hwy 231 with easy access to everywhere in Panama City. It is also has a low real estate tax mileage rate. This property is also available with a new home if you desire. See MLS # 382632.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=10748603</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=10748603</guid><pubDate>Mon, 8 Sep 2008 03:52:00 -0500</pubDate><dc:creator><![CDATA[Office: Prudential Shimmering Sands]]></dc:creator></item><item><title>BEAUTIFUL PROPERTY NEAR SWEETWATER - COUNTY...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11320717"><img src="http://pimage5.homesandland.com/thumb/A00F/5/41/A00F530415.jpg" alt="Real Estate for Sale, ListingId:11320717, location: 00 Bayou George Dr Panama City" title="Real Estate for Sale, ListingId:11320717, location: 00 Bayou George Dr Panama City" border="0" /></a></td><td valign="top">Beautiful property near sweetwater - County water and sewer available - mobile homes allowed, great area for multiple units per acre, call Bay c. planning 4 add'l info. 784-4024</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11320717</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11320717</guid><pubDate>Mon, 8 Sep 2008 03:52:29 -0500</pubDate><dc:creator><![CDATA[Agent: Kathryn  Miller, Office: Coldwell Banker Carroll Realty]]></dc:creator></item><item><title>LAKE FRONT PROPERTY PRICED TO SELL ON RIVER...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11271042"><img src="http://pimage1.homesandland.com/thumb/A00F/1/41/A00F466411.jpg" alt="Real Estate for Sale, ListingId:11271042, location: 000 Banks Dr Panama City" title="Real Estate for Sale, ListingId:11271042, location: 000 Banks Dr Panama City" border="0" /></a></td><td valign="top">LAKE FRONT PROPERTY PRICED TO SELL ON RIVER LAKE NEAR INTERSECTION OF HWY.77 AND HWY. 20. PRIVATE LAKE WITH WHITE SANDY BEACHES. PERFECT FOR FISHING,RELAXING,BOATING AND ENJOYING A PIC NIC. SERENITY AT ITS BEST. LOT IS 63' OF LAKE FRONTAGE,332' LONG ON NORTH SIDE AND 294' LONG ON SOUTH SIDE. PERFECT INVESTMENT WITH CNN PREDICTING TO BE NUMBER 1 CITY IN AMERICA. LESS THAN 30 MINUTES FROM BEACHES,JUST 1/2 MILE OFF HWY.20, AND DEAN BOZEMAN LEARNING CENTER SCHOOL DISTRICT. SURVEY AVAILABLE.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11271042</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11271042</guid><pubDate>Mon, 8 Sep 2008 03:52:35 -0500</pubDate><dc:creator><![CDATA[Office: Keller Williams Success Realty]]></dc:creator></item><item><title>THIS IS A &quot;SHORT SALE&quot; AND A GREAT STARTER...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11271044"><img src="http://pimage0.homesandland.com/thumb/A00F/0/09/A00F539090.jpg" alt="Real Estate for Sale, ListingId:11271044, location: 6016 Pridgen St Callaway" title="Real Estate for Sale, ListingId:11271044, location: 6016 Pridgen St Callaway" border="0" /></a></td><td valign="top">This is a "short sale" and a great starter home.  Being sold "as is", this 3BR 2BA in a great location.  Just minutes from Tyndall or shopping.  The spacious den is enhanced with a wood burning fireplace for the cool winter evenings and built-in bookcases add to the coziness of the room.  The back yard is fully fenced for privacy.   The one-car garage is oversized, leaving plenty of room for storage.</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11271044</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11271044</guid><pubDate>Mon, 8 Sep 2008 03:52:35 -0500</pubDate><dc:creator><![CDATA[Agent: Dianne  Gunn, Office: Century 21 Commander Realty Inc]]></dc:creator></item><item><title>BRING ALL OFFERS!   SHORT SALE OPPORTUNITY...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11243629"><img src="http://pimage2.homesandland.com/thumb/A00F/2/22/A00F451222.jpg" alt="Real Estate for Sale, ListingId:11243629, location: 829 Highline Dr Callaway" title="Real Estate for Sale, ListingId:11243629, location: 829 Highline Dr Callaway" border="0" /></a></td><td valign="top">BRING ALL OFFERS!   SHORT SALE OPPORTUNITY - Very nice 4 bedroom brick home sitting well back on a large 94 X 110 lot. Close to everything including schools, shopping, parks, recreation and just minutes from Tyndall Air Force Base. This total electric home is spacious with a comfortable and convenient floor plan. Large covered patio on the rear of the home. The backyard of this large lot is chain linked fenced. Sprinkler system is on a well. Looking for MAN SPACE? It's here with a large 12 X 20 shop with electricity and air conditioning. This property is an outstanding buy offered well below appraised value. Call for your personal tour!</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11243629</link><guid isPermaLink="true">http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&amp;amp;ZIP=32404&amp;amp;ListingId=11243629</guid><pubDate>Mon, 8 Sep 2008 03:52:40 -0500</pubDate><dc:creator><![CDATA[Office: Prudential Shimmering Sands]]></dc:creator></item><item><title>MOBILE HOME WAS REMOVED FROM THIS PROPERTY...</title><category>Real Estate</category><description><![CDATA[<table><tr><td width="95" valign="top"><a href="http://www.homesandland.com/Listing.cfm?&amp;State=FL&amp;ZIP=32404&amp;ListingId=11243639"><img src="http://image.homesandland.com/image/PhotoNotAvailableThumb.jpg" alt="Real Estate for Sale, ListingId:11243639, location: 5834 Joseph Road Panama City" title="Real Estate for Sale, ListingId:11243639, location: 5834 Joseph Road Panama City" border="0" /></a></td><td valign="top">Mobile home was removed from this property; there is a well and septic on this property, but seller does not warrant, and buyer is recommended to have them checked out.  The seller said the well and septic were in working condition at the time she moved the mobile home off the property.  The vacant lot next door (the one located just to the right when facing from road) "0000" Joseph Rd., is also available.  Just across the street are open fields, with horses providing a lovely view.  (Please note that pump is missing from the well.)</td></tr></table>]]></description><link>http://www.homesandland.com/Listing.cfm?&amp;amp;State=FL&am