- Looking to Buy a Home? 3 Ways to Up Your Credit Game
If you’re in the market for a house then you’re in the market for a loan, and the best way to lock down a good interest rate on that loan is to supercharge your credit score. Without good credit, you ...
- Retro Decorating Ideas that are Making a Comeback
Style is cyclical, and everything old becomes new again through fresh eyes. New generations may embrace what the previous generation rejected. The appeal of retro decor has always been in combining historic nostalgia with a modern context. If you’ve been bitten ...
- Negotiate Like a Pro in 4 Steps
Buying a home? These four steps will help you negotiate like a pro!1. Make it your business to know the marketStart by looking at comparable listings in your desired neighborhood. Knowing if a home has been on the market for a ...
- 5 Tasks to Tackle Before Closing Day
You’ve finally reached the home stretch, and Closing Day is right around the corner! Before taking another step, though, be sure to tackle and complete these five tasks.1. Maintain your credit & employmentWhile it is certainly important to have a strong ...
- Top Tips for Moving with Pets
Did you know that the U.S. is home to 70 to 80 million dogs? That number is even surpassed by cats, chiming in between 74 and 96 million. Chances are, you are one of these owners and find yourself wondering ...
- The Scoop on Zero Down Payment Mortgages
For millions of Americans, the idea of saving upwards of 20% for a down payment on a traditional mortgage seems impossible. After spending hundreds or even thousands of dollars on rent each month, you may not have much left over ...
- How Much Homeowners Insurance Do You Need?
Whether you’re a first-time homeowner or a complete veteran, the subject of homeowners insurance can still feel overwhelming. There are many factors to consider when deciding on an insurance policy, and one of the most important is determining exactly how ...
- Top Tips for Buying a Home in Your Twenties
Making wise investments while you’re still young can be difficult (and rare), but it sets the tone for a bright financial future. That is, if you do it right. Purchasing a home is a multi-faceted process. If you want to ...
- How Important is Your Credit Score When Getting a Home Loan?
You are ready to apply for a home loan and make your dreams a reality. You have a great job, little debt, and a wonderful future ahead of you. Perhaps your credit score is not great, or maybe you have ...
- What You Need to Know about Buying a Condo
Whether you are looking for a swanky city crash pad, a beach retreat, or a low maintenance space to call home, buying a condo can be an exciting venture. Loaded with perks that single family homes cannot provide, a condo ...
- Boost Your Emergency Fund in 6 Steps
According to financial experts, it’s a good idea to have six months to a year’s worth of savings set aside to cover emergencies that may occur. If you are like many people, the thought of setting aside even a small ...
- How Smart Home Products Can Actually Save You Money
With the rapid advance in technology, there are always amazing new gadgets entering the market. While you can improve your home greatly with the use of new smart home products, some of the new technologies coming out are costly. Although ...
- Money Saving Tips for First-Time Homebuyers
Purchasing a home can be fraught with unexpected expenses, especially for first-time buyers. If you are in the market for your first home, avoid costly mistakes with some advanced planning and by following these money saving tips. Get pre-approved, not ...
- 10 Questions to Ask When Buying a New Home
You are just a few hand shakes and signatures away from being the homeowner of the abode of your dreams. Before you pursue sealing the deal, take a moment to ask some key questions that will give you negotiating power ...
- Which House Style is Right for You?
Choosing the architectural style that’s best suited for you can be a tough decision. That’s why we’ve put together this helpful guide on some of the most popular home styles.Contemporary or Prairie architectureAre you a minimalist who loves clean lines, ...
- Thinking of Buying a Second Home?
Not everyone is in a position to buy a home rather than rent, and even fewer are in a position to buy a second home as an investment property. As a result, it can be even tougher to navigate the ...
- Where to Get a Mortgage - Online, Broker or Elsewhere?
Many of us shudder at the thought of money talk, especially when it comes to the thought of how to finance a major life purchase such as a house. Perhaps the uncertainty for the conversation comes from not fully understanding ...
- How Mortgages Work
Get the low-down on how mortgages work, plus info on actual costs and your loan options.
- Are You Ready to Buy a Home?
Taking the leap from renting to buying is one of the biggest financial decisions most people ever make. Before you jump into home ownership, asking yourself these five questions can help answer the really tough one — are you ready ...
- 7 Helpful Home Inspection Tips
Getting a home inspection is plain smart, and can save a buyer from a bank-account busting world of trouble later on. These home inspection tips will help you get the most from the experience.
- Buying Distressed Property: Short Sales and Foreclosures
You’ve seen the shows on TV — buy distressed property for a song, fix it up and then sell and make a fortune. But what you see on “reality” TV isn’t likely to be as quick or easy in real ...
- Open House Etiquette for Home Buyers
Walk right on in but mind your shoes, and for heaven’s sake don’t start sampling colognes: Touring a house as a possible buyer is like visiting as a houseguest, sort of.
- Older Home vs. New Construction
What's the story when it comes to buying an older home vs. new construction? Homes & Land's RealTips takes a look at the pros and cons.
- What's It Worth? Determining Home Value
From location to condition to charm, a wide range of factors go into determining home value.
- Tour Smart With a Home Viewing Checklist
This home viewing checklist will help you ask the right questions — and get the right answers — during an open house or home tour.
- Happy House Hunting Tips for a Successful Home Search
Searching online listings at HomesAndLand.com or elsewhere on the Web can bring up an overwhelming number of hits — page after page of possibly perfect homes. These smart house hunting tips can help you narrow a search from the many ...
- Avoid These 7 Home Buying Mistakes
There are a lot of factors a homebuyer can't control — a seller's actions, the home inspector's findings, a bank's decision-making process. But other factors are squarely in your control, and choosing to avoid crucial home buying mistakes can make ...
- What Is Title Insurance, and Why Do I Need It?
Title insurance makes clear that the home you've bought really is yours.
- What's the Required Education for Real Estate Agents?
What's the required education for real estate agents? Real estate agents in the U.S. are licensed by the state where they will practice. To qualify for licensing, candidates must complete a special program with courses that will teach them about real estate laws, ...
- Why You Might Want to Hire a Real Estate Attorney
Why would I hire a real estate attorney? Whether you are looking at real estate for sale or thinking about selling a property, one of the most important things you can do to protect yourself from potential problems is to hire a real estate ...
- How Can I Improve My Credit Score?
What are some ways to improve my credit score? For many borrowers, only one thing stands in the way of securing a home loan: their credit history. The mysterious three-digit numbers that lenders rely on for approval decisions imparts a lot ...
- 8 Quick Ways to Cut the Cost of Homeowners Insurance
What are some ways to reduce the cost of homeowners insurance? While insurance contracts are tailored to individual situations, financial experts suggest several money-saving strategies that can be widely applied to cut the cost of homeowners insurance. 1 Raise the deductible Accepting a ...
- Tips to Help Narrow a Home Search
What are some tips to help narrow a home search? The wealth of information available online allows a prospective homebuyer to create a tightly edited list of candidates and can spare the searcher a lot of legwork. On the downside, it ...
- What Is Included in Homebuyers' Closing Costs?
As anyone who has bought a home knows, the property's purchase price is only part of what a homebuyer is obligated to pay as part of a conventional or FHA loan.
- What Does a Home Inspection Cover?
Home inspections may only be the first step A home inspector carefully examines the visible portions of a home, inside and out. The key word here is “visible.” During a home inspection, an inspector is not allowed to do any destructive ...
- 5 Smart Tips for New Homeowners
Whew! You’ve successfully negotiated the process of buying a house — the search, the negotiations, the inspections, mortgage application and approval, the closing. Now you need to successfully negotiate a whole new process — home ownership. Here are 5 smart tips ...
- Buying a home on a budget
Find a house that fits your finances A mortgage calculator can give you a useful number at the beginning, but it’s only part of the picture you’ll need to decide what fits in your price range. In achieving the happy homeownership dream, ...
- How Can a Buyer Benefit from a Short Sale?
Is a Short Sale Right for Me? If you need a house fast, negotiating for a short sale is not the way to get it. Completing such a sale can be an difficult process, and everyone involved may be hung up for ...
- What is Seller Financing?
What to Know About Seller Financing Do you think that brick-and-mortar mortgages are the only way to buy a house? Think again. For motivated parties, seller financing offers a wide variety of benefits – for both buyers and sellers. Ideally, sellers who ...
- 15 Year Mortgages and 30-Year Mortgages
Betting on a 15-Year Mortgage Want to save hundreds of thousands of dollars over the life of your mortgage? Are you willing to sacrifice a fancier lifestyle to support a philosophy of savings and frugality? If so, consider the 15-year mortgage. Conservative, ...
- Real Estate Location Affects Your Investment
Finding the best real estate location requires research. How do you go about finding the best real estate cities or location to begin your home search?
- Lease-Option Deals And Income Taxes
Unlike traditional rent or purchase agreements, the lease-option deal offers investors and tenants little in the way of obvious tax benefits.
- The Case For a Buyer's Agent
A buyer's agent is a real estate agent interested in what you need, not what a seller wants. This agent will take care of the tedious work of house-hunting for you.
- What To Know About Bank-Owned Properties Before You Make an Offer
REO stands for "real estate owned," as in owned by a lender, and buying an REO property can be very different from typical "arms length" real estate transactions and conditions.
- The Difference Between Buying at Foreclosure And Buying a Bank REO
Many people assume that buying a home at the foreclosure is the same as buying an REO property, which is "real estate owned" by a bank, but that's not necessarily true.
- Pros And Cons of Buying a Foreclosure
Foreclosures for sale are always available, regardless of the state of the economy. Buying a foreclosure may or may not be a wise action plan.
- Real Estate Market Factors You Should Know
Whether you are an investor or simply want to maximize your personal bottom line, understanding market factors and projections can make a big difference.
- What to Ask When Interviewing a Real Estate Agent
You want an agent who is personable, knowledgeable and effective, but how do you go about finding that perfect balance?
- Real Estate Market Data You Should Know Before Buying
Buying a home is one of the biggest investments you will ever make, but even more importantly, it is one of the most crucial decisions you will make for your entire family.
- Adjustable and Fixed Rate Mortgages Explained
Mortgages Explained: What mortgage type is best for me?
- Get a CLUE About Homeowners Insurance
CLUE is a database used by insurance companies to exchange information about the history of your home including claims, injuries, losses and can provide valuable information about the status of the property and future likelihood of claims.
- Hello, HOA! Find a Homeowners Association that Works for You
A Homeowners association is a great way to preserve neighborhood quality, retain property values and live among people who share your common interest and values.
- Finding the Right Real Estate Agent
Whether you're buying or selling a home, you want to make sure you choose an agent who has experience with the type of property you are selling or want to buy.
- What to Avoid When Advertising Online
There are a lot of online real estate listings competing for buyers' attention. Make sure your listing will get positive, and not negative, attention.
- How a Real Estate Agent Can Help You
A real estate agent will be able to provide you with knowledge and experience that you, as a layman or a casual observer of the market, just won't have. In addition to much more!
- How to Find a Buyer's Agent
Buyer's agents have come a long way and can provide a lot of help to home buyers.
- How an Agent Can Help You Buy a Home
Real estate agents are not just for home sellers. A relatively new phenomenon, buyer agency, will get an agent in your corner.
- How MLS Listings Work
The multiple listing service has been an integral tool for real estate agents for more than 50 years, according to the National Association of Realtors.
- Can't Decide Whether to Relocate or Not? Here's Help
Can't decide if you should relocate or not? You are not alone! Many people contemplate relocating to another city or state, but it's a big decision.
- About buying beach condos
Vacation property purchases are complex investments. The typical purchaser is challenged by the prospect of purchasing real estate in markets where they are not familiar.
- The Lure of Condo Living
Condo living offers an ownership opportunity with the freedom from exterior maintenance and upkeep. Many are drawn to the condominium lifestyle for a variety of reasons.
- Locating a Luxury Home Specialist
Luxury home purchasers will reduce stress by working with an agent who actively lists, sells and potentially owns a luxury home.
- Choosing a Luxury Home Builder
Selecting a luxury home builder to construct your new luxury home is the most critical decision in the entire process of building a new home.
- Should You Hire a Home Inspector for a New Home?
People rarely think of having an inspection performed for new homes and even less often for luxury homes, but it's a good idea to hire an inspector when considering any home purchase.
- How an Agent Can Help You Buy a Luxury Home
When searching the new homes luxury market, you may be pleasantly surprised to find a vast array of services available beyond simply searching or providing listings of available homes.
- How to Get a New Home Construction Loan
Once you've found your new home builder, it's time to decide how to finance the construction. If you want to build your new home from scratch, getting a loan isn't quite as simple as getting a mortgage.
- Questions to Ask When Buying a New, Just-Built Home
One of the advantages of buying a new home is that everything is brand new, but there are still questions to ask before buying one.
- The Advantages of Buying a New Home
If you're the type of person who automatically turns to the new home listings when searching for your first or next house, there are probably plenty of reasons why you do.
- How to Find a Brand New Home
After you decide you want to buy a new home, cast a wide net by browsing print publications such as your local Homes & Land magazine, newspaper real estate sections and the Internet.
- Dealing with Closing Costs
When you buy a home, especially your first home, you may be surprised how much extra you have to pay at closing beyond the price you negotiated with your seller.